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For any updates and changes to this grid, consult with the
Academic Programs Office.
M.A. Program
Tuition for 2007–2008 is $910 per credit. A student-enrolled
full time in the M.A. program normally takes 27 credits in
the first year (including August Orientation Session, fall
term, spring term, and Bard Term) and 21 credits in the second
year (fall and spring terms). The number of credits for part-time
students varies according to their schedules; however, part-time
students must enroll for a minimum of 6 credits each fall
and spring term. Tuition and fees for a typical program of
study for a full-time M.A. program student entering in 2007
are as follows.* |
| Payment due |
|
|
|
Cost |
| 05/01/07 |
|
|
New students’
nonrefundable deposit |
$500** |
| 07/02/07 |
August Orientation and fall term |
12 credits |
Tuition |
$10,920 |
|
|
|
Health insurance fee |
$400*** |
|
|
|
Registration/library fee |
$150 |
| 12/03/07 |
Spring term and Bard Term |
15 credits |
Tuition |
$13,650 |
|
|
|
Registration/library fee |
$150 |
| 07/01/08 |
Fall term |
12 credits |
Tuition |
$10,920 |
|
|
|
Health insurance fee |
$400*** |
|
|
|
Registration/library fee |
$150 |
| 12/01/08 |
Spring term |
9 credits |
Tuition |
$8,190 |
|
|
|
Registration/library fee |
$150 |
| 04/01/09 |
|
|
Graduation fee |
$110 |
| Totals |
5 terms in 2 years |
48 credits |
|
$45,690 |
BGC students who complete course work and who have not yet
submitted a thesis are billed a $110 maintenance-of-status
fee in the fall each year until the thesis is submitted.
* Based on 2007–2008 rates. Subject to change in subsequent
years.
** Credited in the fall term.
*** Figures and estimates are based on several insurance options.
The range of insurance costs is $330 – $662 for the
academic year. Health insurance fees are accurate at time
of printing and subject to change.
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Ph.D. Program (27 Credits required)
For those students required to complete 27 credits:
Tuition for 2007–2008 is $30,776 for the first year
of course work. In the third year of the program and upon
completion of qualifying exams, the student must register
for the Dissertation Seminar and Doctoral Dissertation, for
3 credits. Tuition for the third year of study is $2,284.
Upon successful completion of the qualifying exams, the student
is billed $1,000 per year for maintenance of status in each
subsequent year until the dissertation is presented and defended.
Tuition and fees for a typical program of study for a full-time
Ph.D. student entering in 2007 are as follows.* |
| Payment due |
|
|
Cost |
| Year 1 |
|
|
|
| 05/01/07 |
|
New students’ nonrefundable deposit |
$500** |
| 07/02/07 |
Fall term |
Tuition |
$15,388 |
|
|
Health insurance fee |
$400***
|
|
|
Registration/library fee |
$150 |
| 12/03/07 |
Spring term |
Tuition |
$15,388 |
|
|
Registration/library fee |
$150 |
| Year 2 |
|
|
|
|
(complete qualifying examinations) |
Registration/library fee |
$300 |
| Year 3 |
|
|
|
| 07/01/08 |
Fall Term |
Tuition |
$2,284 |
|
|
Registration/library fee |
$300 |
| Subsequent Years |
|
|
|
| 07/01 |
|
Yearly maintenance-of-status fee**** |
$1,000 |
| 04/01 |
|
Graduation fee |
$110 |
* Based on 2007–2008 rates. Subject to change in subsequent
years.
** Credited in the fall term.
*** Figures and estimates are based on several insurance options.
The range of insurance costs is $330 – $662 for the
academic year. Health insurance fees are accurate at time
of printing and subject to change.
**** It is expected that the dissertation will be completed
and defended by the end of the student’s fifth year
in the program.
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Ph.D. Program (45 Credits required)
For those students required to complete 45 credits toward
the Ph.D., the following fees apply:
Ph.D. Program Tuition for 2007–2008 is $30,776 for the
first year of course work. Tuition for the second year of
course work is $23,082. In the fourth year of the program
and upon completion of qualifying exams, the student must
register for the Dissertation Seminar and Doctoral Dissertation,
for 3 credits. Tuition for the third year of study is $2,284.
Upon successful completion of the qualifying exams, the student
is billed $1,000 per year for maintenance of status in each
subsequent year until the dissertation is presented and defended.
Tuition and fees for a typical program of study for a full-time
Ph.D. student entering in 2007 are as follows.* |
| Payment due |
|
|
Cost |
| Year 1 |
|
|
|
| 05/01/07 |
|
New students’ nonrefundable deposit |
$500** |
| 07/02/07 |
Fall term |
Tuition |
$15,388 |
|
|
Health insurance fee |
$400*** |
|
|
Registration/library fee |
$150 |
| 12/03/07 |
Spring term |
Tuition |
$15,388 |
|
|
Registration/library fee |
$150 |
| Year 2 |
|
|
|
| 07/01/08 |
Fall term |
Tuition |
$11,541 |
|
|
Health insurance fee |
$400*** |
|
|
Registration/library fee |
$150 |
| 12/01/08 |
Spring term |
Tuition |
$11,541 |
|
|
Registration/library fee |
$150 |
| Year 3 |
|
|
|
|
(complete qualifying examinations) |
Registration/library fee |
$300 |
| Year 4 |
|
|
|
| 07/01/09 |
Fall Term |
Tuition |
$2,284 |
|
|
Registration/library fee |
$300 |
| Subsequent Years |
|
|
|
| 07/01 |
|
Yearly maintenance-of-status fee**** |
$1,000 |
| 04/01 |
|
Graduation fee |
$110 |
* Based on 2007–2008 rates. Subject to change in subsequent
years.
** Credited in the fall term.
*** Figures and estimates are based on several insurance options.
The range of insurance costs is $330 – $662 for the
academic year. Health insurance fees are accurate at time
of printing and subject to change.
**** It is expected that the dissertation will be completed
and defended by the end of the student’s fifth year
in the program.
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Fees
For both the M.A. program and Ph.D. program, there is an annual
registration and library fee of $300 ($150 per semester).
In addition, full-time students must pay an annual health
insurance enrollment fee of $330*. M.A. students who attend
classes during the August session may enroll for extended
coverage (July 1 through September 2) for an additional fee
of $300*. A graduation fee of $110 is charged to all students
prior to graduation. Upon completion of course work, a $110
annual maintenance-of-status fee is charged each fall to M.A.
students who have not yet submitted a thesis. A $1,000 annual
maintenance-of-status fee is charged to Ph.D. students after
the third year of study until the dissertation is submitted
and defended. A nonrefundable tuition deposit of $500, applicable
to the fall term’s tuition and fees, must be returned
with a signed enrollment agreement upon acceptance of an offer
of admission.
* Costs quoted for health insurance fees are accurate at time
of printing and are subject to change as set forth by the
insurance provider
Billing
Students are billed twice each year, in July and December.
Account statements are mailed approximately 20 days before
each scheduled payment date and cover tuition and fees for
the terms as shown in the tuition and fees table. Statements
show financial aid awards (including fellowships, scholarships,
and Federal Stafford Loan applications on file by March 10)
as credits on the accounts.
All balances are due by the date shown on the statement; all
payments must be received by that date to avoid finance charges.
It is the responsibility of the student to contest any charges
that may be in error and to pay the finance charges that accrue
if the charges are not contested. Bard College policy prohibits
the use of any current-year financial aid for payment of past-due
balances from the previous year. Unpaid balances will be subject
to a finance charge of 1 percent per month (12 percent per
annum). A student who has an outstanding indebtedness to the
BGC will not be allowed to register or reregister, receive
a transcript of record or certification of academic credits,
or be granted a degree.
All students entering a degree program of the Bard Graduate
Center are required to sign the Retail Credit Disclosure
Agreement, which includes the initial disclosure statement
for open-end credit accounts, as required under the federal
Truth in Lending law.
Refunds
No refunds of any fees will be made in the event that a
student withdraws from the program at any time after registration
except as herein specified. The tuition deposit, registration
and library fee, and health insurance enrollment fee are
not refunded under any circumstances. In all cases, the
student must submit an official request for withdrawal.
The date of submission of such a request is considered the
date of withdrawal from the program. Refunds are calculated
from the date of withdrawal as specified below. The first
day of classes for master’s program students is established
as the first day of the August Orientation Session, and
for doctoral students it is established as the first day
of the fall term.
Students who withdraw from the program before the first
day of the fall, spring, or Bard terms will receive a full
refund, less all nonrefundable charges. If the date of official
withdrawal from the program occurs after the first day of
classes in a term, tuition is refunded as follows. For the
fall and spring terms, if the withdrawal occurs within the
first week of classes, 80 percent of the tuition will be
refunded; within the second week, 60 percent of the tuition
will be refunded; within the third or fourth week, 30 percent
of the tuition will be refunded; after four weeks, no refund
will be given. For the Bard Term, if withdrawal occurs within
the first week of classes, 80 percent of the tuition will
be refunded (travel and hotel cancellation fees apply);
after the first week, no refunds will be given. As noted
previously, the tuition deposit, registration and library
fee, and health insurance enrollment fee are nonrefundable.
Withdrawal from Bard Term affects financial aid awards.
Students withdrawing from Bard Term Abroad once ticketing
has occurred are responsible for any costs that cannot be
cancelled.
Amounts refunded to financial aid recipients who withdraw
from the program will be affected by a reduction in the
amount of the grant; any institutional grant, scholarship,
or fellowship will be reduced by the same percentage as
indicated in the tuition refund schedule above. Federal
student aid will be adjusted according to a formula prescribed
by federal regulations. A student who is considering withdrawal
may wish to confer with the Office of Student Accounts and
the Office of Financial Aid at Bard College in Annandale-on-Hudson,
New York, about any anticipated refund and the amount of
any Federal Stafford Loans that the College must return
to the lender, since this amount will have a direct bearing
on the amount of refund, if any, that the College will provide
the student.
In the event that a full-time student is dismissed from
the master’s program on academic grounds after the
August Orientation Session, a partial refund will be made.
That refund will be calculated by subtracting the following
items from the total of tuition and fees originally due
for the fall term: tuition deposit, registration and library
fee, field-trip fee, health insurance enrollment fee, prorated
cost of tuition for the courses taken in the August Orientation
Session, and the reduction of institutional grant monies
corresponding to the amount of tuition to be refunded. No
refund of tuition and fees is made in cases of suspension
or expulsion. Doctoral students should consult with the
Bard College Office of Financial Aid about eligibility for
loan deferments for the second or third year. A student
who is not eligible for a deferment may have to repay loans
following federal guidelines.
Medical Records
All students born after January 1, 1957, must demonstrate
immunization against measles, mumps, and rubella prior to
matriculation in the program.
Health Insurance
The BGC requires all full-time students to carry health
insurance. The Basic Student Accident and Health Insurance
Plan offered through Bard College is mandatory. This plan
is designed to supplement other health insurance that students
may carry. The estimates of insurance charges vary from
$330 to $662, depending on the insurance coverage level
chosen. If this plan provides a student’s only health
insurance, the BGC strongly recommends the purchase of additional
major-medical coverage. Maximum plan benefits of $25,000
and $50,000 may be purchased. An application
form and a brochure outlining health insurance options may
be obtained from the BGC Office of Academic Programs.
* Costs quoted for health insurance fees are accurate at
time of printing and are subject to change as set forth
by the insurance provider.
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